Hampshire, UK – 9th June 2026: A new study from global tech strategists Juniper Research has found that the value of person-to-person (P2P) stablecoin remittances is expected to grow from $860 million in 2026 to $155 billion by 2035; a compounded annual growth rate of 78%.
The notable growth is driven by the growing dissatisfaction and inefficiencies with traditional banking infrastructure, such as high fees and long settlements in remittances.
Juniper Research expects four regions (North America, West Europe, Rest of Asia Pacific, and Africa & Middle East) to account for 75% of P2P stablecoin remittance value by 2035. These regions lead as sending markets; home to large migrant populations and frequent outbound transfers. The latter two also lead as receiving markets, where incumbent fees are highest.
An extract from the new report, Stablecoins Market 2026-2035, is available as a free download.
Cost Is the Deciding Factor in Remittance Corridors
Traditional remittances rely on correspondent banks and cash-out agents, each adding a fee and settlement delay. The global average cost of sending $200 was 6.36% as of Q3 2025, well above the UN's 3% target. Stablecoins move value directly between wallets and settle in minutes for fractions of a cent, before any cash-out cost. The saving is most visible in corridors with low bank penetration and high mobile wallet usage, which is where we expect P2P adoption to firstly concentrate.
"The opportunity in remittances lies in the difference between what migrants pay today and lower on-chain settlement costs. Issuers and payment service providers should prioritise the highest-cost corridors and invest in compliant fiat on- and off-ramps, as the cash-out leg decides which providers win," Research Analyst Jawad Jahan concluded.
The new market research suite offers the most comprehensive assessment of the stablecoins market to date; providing analysis and forecasts of over 39,000 datapoints across 61 countries over 10 years. It includes a ‘Competitor Leaderboard’ and examination of current and future market opportunities.
About Juniper Research
Juniper Research is a global tech strategist firm providing research, data, and forecasting across the fintech, telecoms, and IoT sectors. For over 20 years, Juniper Research has delivered actionable insights that help industry leaders navigate disruption, seize opportunities, and make confident strategic decisions. www.juniperresearch.com
Press Contact
Sam Smith, Press Relations
sam.smith@juniperresearch.com
Related Research
For related research, please browse our Fintech & Payments section and associated topics:
