The Distillery #7: Robocalling's Terrifying Future & Elon Musk Wants to Be Your Banker
In this edition:
- Robocalling scams are set to become even worse
- X just announced when it's launching in-app investing and payments
- Here are the roaming technologies to watch - and avoid
- Our latest insights on shared mobility, smart traffic management, direct-to-satellite, and CPaaS
TELECOMS & CONNECTIVITY
Why Robocalls Are Getting More Dangerous and Costly Than Ever
Robocalls were once just a nuisance; now criminals are combining modern technology, everyday communication channels, and basic psychology to carry out sophisticated scams projected to steal $80 billion this year alone.
To mark the launch of our latest research on robocall mitigation and branded calling, we’re unpacking three trends about how these attacks are evolving - and why traditional defences are falling short.
🟣 Omnichannel isn’t just for marketers anymore. Fraudsters are now crafting multi-touchpoint journeys; starting with a robocall, then following up with a text, email, or even a spoofed website. The fix? Cross-channel detection that links voice, SMS, and email in real-time, so scams are stopped as stories, not just standalone events.
🟣 VoIP has made telecoms cheaper - and easier to exploit. Fraudsters can now launch massive robocall campaigns from anywhere, at minimal cost, while caller ID spoofing is simpler too; enabling bad actors pose as local businesses or trusted institutions from thousands of miles away.
🟣 Robocalls may be dropping, but fraud is hitting harder than ever. Our latest figures show global losses to robocall fraud falling by 20% between 2025 and 2030. But in the same period, the average amount stolen will rise from $1,249 to $1,294. Not a huge jump, but proof enough that fraudsters are focusing on higher-value, more targeted attacks rather than sheer volume.
FINTECH & PAYMENTS
X Confirms 2025 Launch for Investing and Payments Features
X is preparing to embed financial services directly into its platform, aiming to become a full-fledged superapp.
CEO Linda Yaccarino recently unveiled plans for in-app investing, trading, and an X-branded credit or debit card launching by the end of 2025. This builds on 'X Money,' the Visa-backed digital wallet also set to launch this year, which enables instant funding, peer-to-peer payments, eCommerce, and tipping - all within the X ecosystem.
Distilled...
🟣 X’s enormous user base combined with rich social data gives it a unique edge to offer highly personalised financial products and services. This level of customisation not only enhances user experience but also boosts engagement and conversion rates far beyond what standalone fintech apps can achieve.
🟣 Regulatory hurdles remain a key challenge in the US, where money transfer licences are required state by state. X has secured licences in over 40 states but faces slower or stricter approvals in some, potentially putting its planned 2025 launch at risk of delay.
🟣 Competing with established fintech players means X must consistently invest in cutting-edge technology to stay ahead, enhance customer experience to meet rising expectations, and build trust through robust security and transparent practices. Success will depend on its ability to innovate rapidly while maintaining a reputation for reliability.
TELECOMS & CONNECTIVITY
Revealed: The 3 Technologies Transforming Roaming in 2025
We’ve just released our Roaming Tech Horizon for 2025, which spotlights the key technologies driving roaming growth over the next year - as well as those falling short of expectations.
Below are three major movers poised to unlock new revenue streams, enhance connectivity, and reshape how consumers and enterprises stay connected globally. After reading, download the full (free!) report to discover how other much-hyped technologies such as Local Breakout and Billing & Charging Evolution are expected to perform.
🟣 Travel eSIMs are gaining rapid adoption as a cost-effective alternative to traditional roaming. More telecom and non-telecom companies are offering travel eSIM solutions; making international connectivity easier for consumers. With rising awareness and new market entrants, travel eSIM spending is expected to grow significantly throughout 2025.
🟣 5G Standalone (SA) roaming is progressing fast as operators expand SA network coverage globally. Recent breakthroughs such as Vodafone Germany and A1 Bulgaria’s successful 5G SA roaming connection highlight the service’s commercial viability. Over the next year, 5G SA roaming will become a key offering, supporting consumers and IoT devices with better connectivity.
🟣 Satellite roaming is expanding as a critical solution for connectivity in remote areas. Major operators, including Telefónica and Verizon, have signed roaming agreements with satellite providers; enabling cellular IoT coverage where terrestrial networks fall short. Satellite roaming is set for strong growth as coverage and partnerships increase over the next 12 months.
ICYMI
Signal Boost
Every issue, we highlight the research, blogs, infographics, and insights we're especially proud of.
🚲 Shared mobility users will soar 46% by 2028, powered by micromobility apps - but only if public-private partnerships can keep up.
💰 Spending on CPaaS by retailers will climb to $10 billion by 2029, as everyone goes all-in on mobile marketing and loyalty campaigns.
🚦 Traffic management systems are getting a long-overdue upgrade, thanks to AI. How can vendors make sure they don't get left in the slow lane?
🛰️ Direct-to-satellite is blasting off in popularity. But to cash in, providers need to crack five key questions before the year’s out.
Latest research, whitepapers & press releases
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ReportOctober 2025Telecoms & Connectivity
Travel eSIM Market: 2025-2030
Our comprehensive Travel eSIMs research suite comprises detailed assessment of a market undergoing rapid growth. It provides insight into how travel eSIM providers can differentiate their services to maximise success in the market over the next two years.
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ReportOctober 2025IoT & Emerging Technology
Direct to Satellite Market: 2025-2030
Juniper Research’s Direct to Satellite research suite provides satellite providers, investors, and partners, such as Mobile Network Operators, with an extensive analysis and insights into the direct to satellite market.
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ReportSeptember 2025Fintech & Payments
Instant Payments Market: 2025-2030
Juniper Research’s Instant Payments research suite provides a wide-ranging and strategic analysis of this market; enabling stakeholders - from banks, infrastructure providers, regulators, and businesses - to understand future growth, key trends, and the competitive environment.
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ReportSeptember 2025Fintech & Payments
Anti-money Laundering Systems Market: 2025-2030
Our AML Systems research suite provides a detailed and insightful analysis of this evolving market; enabling stakeholders from financial institutions, law enforcement agencies, regulatory bodies and technology vendors to understand future growth, key trends, and the competitive environment.
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ReportSeptember 2025Fintech & Payments
A2A Payments Market: 2025-2030
Our A2A Payments research suite provides detailed analysis of this rapidly changing market; enabling A2A payments service providers to gain an understanding of key payment trends and challenges, potential growth opportunities, and the competitive environment.
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ReportSeptember 2025Telecoms & Connectivity
Mobile Messaging Fraud Prevention Market: 2025-2030
Our Mobile Messaging Fraud Prevention research suite provides a detailed and insightful analysis of a market set for significant disruption over the next five years. It enables stakeholders from mobile operators, enterprises, and mobile messaging fraud prevention vendors to understand how the market for mobile messaging fraud will evolve, as well as the impact of AI, RCS, and the evolving competitive environment.
VIEW
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WhitepaperOctober 2025IoT & Emerging Technology
Beam Me Up: The Direct to Satellite Revolution
Our complimentary whitepaper, Beam Me Up: The Direct to Satellite Revolution, evaluates the future key services that satellite providers must offer in the direct to satellite market.
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WhitepaperOctober 2025Telecoms & Connectivity
Why Operators Are Launching Travel eSIMs in 2026
Our complimentary whitepaper, Why Operators Are Launching Travel eSIMs in 2026, examines the outlook of the travel eSIMs market over the next five years.
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WhitepaperSeptember 2025Fintech & Payments
From Detection to Prevention: The Next Era of Anti-money Laundering
Our complimentary whitepaper, From Detection to Prevention: The Next Era of Anti-money Laundering, examines the state of the AML systems market; considering the impact that a changing regulatory environment and a growing number of use cases is having on the market. Additionally, it includes a forecast summary of the total value of the AML systems market in 2030.
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WhitepaperSeptember 2025Fintech & Payments
3 Key Trends Driving Instant Payments
Our complimentary whitepaper, 3 Key Trends Driving Instant Payments, assesses how key trends are driving the evolution of the instant payments market, and which challenges these resolve. Additionally, it includes a forecast summary of the global transaction values via instant payment schemes by 2029.
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WhitepaperSeptember 2025Fintech & Payments
Ascending-to-Ailing: The Deceleration of A2A Adoption
Our complimentary whitepaper, Ascending-to-Ailing: The Deceleration of A2A Adoption, examines the state of the A2A payments market; considering the impact of this payment method and how it is shaping the modern payments landscape through lower fees and enriched user experience.
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WhitepaperSeptember 2025Telecoms & Connectivity
RCS Fraud: Emerging Threats in Next-gen Messaging
Our complimentary whitepaper, RCS Fraud: Emerging Threats in Next-gen Messaging, examines the future of the messaging fraud prevention market, with a particular focus on the latest trends within RCS Business Messaging (RBM). Additionally, it includes a forecast summary of the total cost of fraud over RBM to subscribers in 2030.
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Travel eSIMs Surge as Roaming Alternative - Up 85% in 2025
October 2025 -
Fintech & Payments
Juniper Research Unveils 2025’s Fintech & Payments Awards Winners
October 2025 -
IoT & Emerging Technology
Satellite Broadband Market to Break $20 Billion by 2030, as Satellite Constellations Disrupt Established Services
October 2025 -
Fintech & Payments
Subscription Economy to Reach $1.2 Trillion by 2030 Globally, Despite Increasing Subscription Fatigue
October 2025 -
Fintech & Payments
AML Systems Market to Surpass $75 Billion by 2030 Globally, With LexisNexis Risk Solutions, Oracle, and Experian Leading the Defence
September 2025 -
Fintech & Payments
Instant Payments to Exceed $110 Trillion by 2029 Globally, Accelerated by European Regulation & FedNow Impact
September 2025