Top 10 Fintech & Payments Trends 2026

Wednesday, 12 November 2025
Fintech & Payments

Fintech is evolving fast. From stablecoins to agentic AI, our annual guide reveals the shifts redefining payments, digital identity, and the future of money in 2026.

  • Stablecoins to Rival Existing Interbank Settlement Layer
  • Agentic Commerce to Reshape B2B & Consumer Purchasing
  • EUDI Wallet to Redefine Digital Identity in Europe
  • Tokenised Assets Will Enter the Mainstream
  • GenAI to Transform Banking
  • Flexible Credentials Will Drive Payment Card Renaissance
  • AI Fraud Prevention Investment to Rise Amid Deepfake Threats
  • Pay by Bank to Scale in the UK Via Commercial VRPs
  • No-code AML Adoption to Extend Beyond Banks
  • Virtual Cards Will Take Off Within Travel Payments

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