Fintech Insights - EU Drafts Law Requiring Banks in the Eurozone to Offer Instant Payments in Euros
The EU (European Union) has published a new draft law that mandates that banks in the eurozone must offer instant payments in euros. Under the new mandate, banks in the eurozone will be required to provide instant payments in the single currency on a 24/7 basis. The EU aims to modernise its payment infrastructure so that money can be transferred from one account to another in seconds, at any time of day or night. This is contrast to existing card payments and direct deposits, which can take up to several business days to process.
The new rules are a part of the EU’s recent policy of fostering the development of competitive home-grown and pan-European market-based payments solutions in the region where Visa and Mastercard currently dominate the cross-border retail payments space.
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