Future Digital Award Winners Announced for Fintech & Payments 2020

Hampshire, UK - 1st October 2020: It is with great pleasure that Juniper Research announces the 2020 winners of the Future Digital Awards for Fintech & Payments.

This category recognises the most impactful financial products and services operating across numerous areas, including: Banking, Fraud & Security, and Retail & Payments. Juniper Research has identified the following organisations and platforms that are driving innovation and growth.

The winners in each category are as follows:


  • TransferWise: Juniper Research Award for Fintech Excellence
  • Anne Boden, CEO & Founder, Starling Bank: Fintech Mover & Shaker of the Year

Banking Innovation of the Year

Pollinate International Pollinate: Platinum Winner

Banking Platform Innovation
Infosys Finacle Digital Banking Solution Suite: Platinum Winner
Banking CircleGold Winner

Challenger Bank of the Year
Emirates NBD Liv: Platinum Winner

Digital Bank of the Year​
WeLab Bank: Platinum Winner

Blockchain in Banking Innovation​
Infosys Finacle Trade Connect: Platinum Winner 
Verady Ledgible: Gold Winner


Fraud & Security Innovation of the Year

IDEMIA Identity Platform: Platinum Winner

Fraud Detection and Prevention Innovation
NuData Security, a Mastercard company, NuDetect: Platinum Winner
Boku Authenticate: Gold Winner

AI in Cybersecurity Innovation​
Microsoft Dynamics 365 Fraud Protection: Platinum Winner
Kount: Gold Winner

Retail Innovation of the Year
Bolt Checkout Experience Platform: Platinum Winner

Best In-Store Technology
SleekPlatinum Winner
Sberbank Take&Go: Gold Winner

Best Digital Loyalty Solution
IzicapPlatinum Winner
Mobilize Systems Mobilize: Gold Winner

Insurtech Platform
Collective BenefitsPlatinum Winner
TractableGold Winner

Regtech Platform
CappitechPlatinum Winner
Konsentus Verify: Gold Winner

AI Platform
AirePlatinum Winner
Kount: Gold Winner

Lending Platform
Banking CirclePlatinum Winner
AREX MarketsGold Winner


Payment Innovation of the Year
Konsentus Verify: Platinum Winner

Best Digital Wallet
G+D Convego Wallet: Platinum Winner
SkrillGold Winner

IoT Payment Innovation
​G+D Convego Cloudpay eSE: Platinum Winner
Garmin Pay: Gold Winner
Best Mobile Money Offering
BokuPlatinum Winner
DaviplataGold Winner

Best Virtual Card
MarqetaPlatinum Winner
Vivid MoneyGold Winner

Best B2B Payment Platform
2Checkout Avangate Monetization Platform: Platinum Winner
Tribal CreditGold Winner

Best QR Code Payment Offering
PayPalPlatinum Winner
Sberbank QR Pay: Gold Winner

Microsoft Wins AI in Cybersecurity Innovation Award
Jay Nanduri, Technical Fellow at Microsoft said of the win: “We are honored and delighted to receive the AI in Cybersecurity Innovation Platinum Award this year.   We greatly appreciate the recognition from Juniper Research which highlights the innovation delivered by the adaptive-AI capabilities in Dynamics 365 Fraud Protection.  By decreasing fraud and abuse, reducing operational expenses and increasing acceptance rates, Dynamics 365 Fraud Protection helps customers protect both their revenue and reputation.”  
Find out more about Dynamics 365 Fraud Protection

G+D Wins Platinum in Digital Wallet & IoT Payment Awards
Jukka Yliuntinen, Head of Digital Solutions at Giesecke+Devrient (G+D) says: ‘Having Juniper Research, an industry influencer, presenting us with not only one but two Platinum Awards – Digital Wallet and IoT Payment Innovation for our wearables solution - recognises our efforts in innovating the way people pay, and confirms how future-proof G+D’s digital payment solutions are. Regardless from factor, with our state-of-the-art solutions we offer secure and convenient digital payments that create confidence!’
Find out more about G+D’s payment solutions

Boku Triumphs in Two Awards
Jon Prideaux, CEO of Boku commented: “Boku are thrilled to be recognized in both focus areas of our business. Our customers rely on us to develop solutions and connectivity that enable them to seamlessly and securely transact with their customers in every corner of the globe. These awards highlight the value we have and will continue to deliver to the global brands that make up our customer base.”   
Find out more about Boku

Kount Wins Gold Awards for Fraud Detection & AI
“We are excited to again have Juniper Research recognize Kount’s accomplishments in AI, cybersecurity, and fraud prevention. Kount’s Identity Trust Global Network is the largest network of trust and fraud signals, and combined with our advanced AI, businesses have unprecedented ability to determine the level of risk behind every interaction. This enables eCommerce companies to prevent chargebacks, reduce manual reviews, cut false positives, and protect against fraud throughout the entire customer journey, ultimately empowering them to deliver exceptional customer experiences,” said Brad Wiskirchen, CEO, Kount.
Find out more about Kount

Sberbank Wins Two Gold Awards
Dmitry Malykh, Acquiring and Bank Cards Director, at Sberbank commented:
‘SberBank constantly develops and introduces innovative payment solutions that become an integral part of our customers’ lives over time. They pay for their purchases every day in the most convenient and secure ways. The Pay with QR and Take&Go offerings are already very popular among our individual customers, while opening up new opportunities for businesses of any size. The international experts’ recognition once again proves that we are moving in the right direction.’
Find out more about Sberbank

The Future Digital Awards are awarded to organisations that have made significant progress within their sector during the last 12 months and are poised to make further impactful contributions.

The awards are determined by a panel of analyst judges, from within Juniper Research. The judging criteria includes analysis of product features and user benefits; innovation; commercial partnerships; commercial launches; certification & compliance; and, potential future business development.

For further details on the Future Digital Awards please visit the Future Digital Awards website, follow us on Twitter @FutureDigiAward, or contact info@juniperresearch.com.