Merchant Payments Insights 2026

Giving consumers more ways to pay should make checkout easier. In reality, it’s making decisions harder for merchants and the providers supporting them — from which methods to offer and where to offer them, to what actually drives results. Explore the resources below to see what this means for your strategy and how to respond with confidence.

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Why more payment choice isn't translating into better outcomes

Wallets, Pay by Bank, and BNPL are all scaling, but they don’t behave the same way across markets, customers, or use cases. What improves conversion in one context can add friction in another; making it harder to predict what will actually deliver results.

Download our new insights report to explore how this is unfolding across the merchant payments ecosystem: from uneven A2A adoption to fragmented wallets, and the widening gap between how payments are evolving and how they perform at checkout.

Get your copy of the report now

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Turn payments complexity into something you can act on

Juniper Research’s Merchant Payments subscription is designed to help vendors navigate this complexity with clarity and confidence.

Our research connects the dots between changing consumer payment habits and their real-world impact on the merchant payments landscape; providing actionable insight across key areas including A2A payments, digital wallets, cross-border payments, fraud prevention, and chargeback management, as well as emerging models such as agentic commerce.

Through a combination of market sizing, forward-looking forecasts, and in-depth competitor analysis, we equip payment providers with the intelligence they need to identify where growth opportunities are emerging, anticipate future shifts in consumer behaviour and technology, and build strategies that deliver long-term competitive advantage.

Find out more about our Merchant Payments subscription

Which payment technologies are set to deliver the most value?

The merchant payments landscape is evolving rapidly, but not every trend will deliver long-term value. As new payment methods, infrastructure layers, and merchant services emerge, payment providers face increasing pressure to identify which technologies are gaining real traction — and which are unlikely to scale.

Our upcoming Consumer Payments Tech Horizon explores the technologies and services reshaping the market; highlighting where the biggest opportunities are emerging across areas such as A2A payments, wallets, fraud prevention, and cross-border enablement.

Register your interest below and receive the Consumer Payments Tech Horizon when it launches.

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