Our top 10 financial technology predictions for 2021, covering fintech, payments, banking and eCommerce.
1. The dramatic rise of 'Buy Now, Pay Later' for digital purchases
2. Explosion in eCommerce following pandemic means network-level analytics will be critical to fraud & loyalty
3. Instant Payments to begin to reshape money transfer
4. Omnichannel Payments in eCommerce to rapidly grow with new payment models
5. QR Code Payments to accelerate outside of china & india
6. Open Banking business models to come of age
7. Transparency & speed in B2B Payments to rise rapidly
8. The rapid rise of Social Commerce and the need for new payment capabilities
9. AI-powered innovation in UX will be critical to Banking success
10. Digital onboarding to mature rapidly in wake of pandemic