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Future Digital Awards


Winners Announced for Future Digital Awards for Commerce & Fintech 2017

Application deadline: August 22nd 2017

Every year Juniper Research identifies organisations that have made outstanding contributions to their industry, and who are positioned to make a significant impact in the future.

Our awards currently cover two key sectors:FDA-Purple.jpg

  • Commerce & Fintech: Digital Banking, Digital Coupon, Money Transfer & Remittance, Mobile Payments, Ticketing, Fintech  -
    covering both online and mobile platforms.
  • Technology & Innovation: Smart Wearables, Smart Homes, Digital Health, Automotive & Telematics, Emerging & Disruptive Technologies,covering both online and mobile platforms.  
The awards are decided by a panel of expert judges based on a number of criteria, including: Product features and user benefits; Innovation; Commercial partnerships; Commercial launches; Certification and compliance; Potential future business development.


The winners of the Future Digital Awards for Commerce & Fintech 2017 are as follows:

Digital Banking – Best System Solution
  • Winner – Temenos RetailSuite retail banking solution
    • ​Highly Commended –Infosys Finacle Mobile Teller Solution
Digital Banking – Best Consumer Offering
  • Winner – DBS digiBank 
    • Highly Commended – Monzo
Money Transfer & Remittance – Best Solution, Mobile
  • Winner – HomeSend (eServGlobal, Mastercard, & BICS joint venture)
    • Highly Commended – Currencycloud
Mobile Payments – Best Contactless Technology/Solution
  • Winner – Infosys Finacle Mobile Payments Offering 
    • Highly Commended – Giesecke & Devrient Convego Air and Wearable Enablement Platform
Mobile Payments – Best Consumer Offering
  • Winner – Paytm
    • Highly Commended – Mahindra Comviva EcoCash
Ticketing – Best Solution
  • Winner – Rambus HCE Ticket Wallet Service & HCE Ticketing App
    • Highly Commended – Wizway Solutions

Fintech - Best Fintech Innovation
  • Winner – Adyen Adyen Payment Platform
    • Highly Commended – Kreditech Monedo

AI & Automation in Fintech - Best Solution/Platform
  • Winner – Kasisto KAI Banking
    • Highly Commended – Zest Finance Zest Automated Machine Learning (ZAML)

Blockchain - Best Solution/Platform
  • Winner – IBM IBM Blockchain
    • Highly Commended – Microsoft Project Bletchley

Quotes from the Winners

Rambus Takes Ticketing Solution Prize
"Rambus is delighted to be recognised for our innovative HCE based ticketing solution." said Russell McCullagh, Managing Director of the Rambus Ticketing Group. "Winning the Future Digital Award for Best Ticketing Solution from Juniper Research is a powerful endorsement of this industry first solution.”

Infosys Finacle Claims Mobile Contactless Solution Award
“This award is a testimony of our ability to deliver market leading digital banking solutions globally,” said Rajashekara V. Maiya, Head of Product Strategy, Infosys Finacle. “Digitization is transforming every facet of banking. At Infosys Finacle, we deliver a comprehensive suite of digital banking and payments solutions to help banks consistently innovate and stay ahead of the curve.” 

Kasisto Wins Inaugural AI & Automation Prize
"Kasisto is honoured that our conversational AI platform, KAI Banking, is this year's winner of the AI and Automation in Fintech: Best Solution / Platform," said Dror Oren, Chief Product Officer and Co-Founder, Kasisto. "It's been a spectacular year for us working with financial institutions such as DBS Bank, Mastercard, and Wells Fargo, to name a few. Together, we are creating entirely new banking experiences that engage customers and deliver business results."


The winners of the Future Digital Awards for Technology & Innovation 2017 are as follows:

Smart Wearables – Best Consumer Product
  • Winner – Willow Willow Pump
    • Highly Commended – LVL LVL Hydration Monitor

Smart Wearables – Best Platform/Technology
  • Winner – Valencell-STMicroeletronics SensorTile
    • Highly Commended – Lumo Motion Science Platform

Smart Homes – Best Consumer Product
  • Winner – Cujo LLC Cujo
    • Highly Commended – Security Drone

Smart Homes – Best Platform/Technology/Service Offering
  • Winner – Amazon Alexa
    • Highly Commended – Samsung SmartThings

Digital Health – Best Consumer Product
  • Winner – DIABNEXT Clipsulin
    • Highly Commended – Healthimation WhyWAIT
Digital Health – Best Platform/Technology
  • Winner – Practo Health Practo
    • Highly Commended – Reflexion Health VERA

Automotive & Telematics – Best Consumer Product
  • Winner – Tesla Tesla Autopilot 2
    • Highly Commended – BlackBerry QNX SDP 7.0

Automotive & Telematics – Best Technology/Service Offering
  • Winner – IBM Watson IoT for Automotive
    • Highly Commended – Daimler smart ready to drop

Best Emerging & Disruptive Consumer Product
  • Winner – LEGO Boost
    • Highly Commended – Merge Holo Cube

Best Emerging & Disruptive Consumer Technology/Platform
  • Winner – Welltok CaféWell
    • Highly Commended – Facebook Messenger Platform

Quotes from the Winners

Cujo collects Best Smart Home Consumer Product Award
“We at CUJO are honoured to be recognised by Juniper Research”, said Einaras Gravrock, Founder, CUJO IoT Security. “This award validates our vision to provide AI-powered internet security for home users. It also furthers our mission to educate consumers about the growing threats of IoT hacking and personal cybersecurity.”

DIABNEXT takes Best Digital Health Consumer Product Prize
“DIABNEXT is honoured and thrilled that our CLIPSULIN product is this year’s winner of the Best Digital Health Consumer Product”, said Sam Chen, Director, USA & Canada, DIABNEXT. “We are proud to be recognised by such a highly-regarded organization as Juniper Research. Our interactive diabetes management solution, with a built-in AI assistant, will bring convenience and peace-of-mind to the diabetes community for the first time ever.

Valencell & STMicroelectronics triumph as Best Smart Wearable Platform or Technology
“Valencell is delighted to be honoured for our innovations in clinically validated wearable optical sensing technology and a biometric roadmap that the marketplace can truly believe in”, said Dr Steven LeBoeuf, President & Co-Founder, Valencell Inc.

"The Juniper Research Best Smart Wearable Platform/Technology award is a powerful endorsement of the value of Valencell's Benchmark solution and the exceptional accuracy of ST's MEMS sensor technology integrated into SensorTile,” said Tony Keirouz, Vice President Marketing and Applications, Microcontrollers, Security, and Internet of Things, STMicroelectronics. “We combined SensorTile and Benchmark to enable wearable makers to quickly and easily develop the perfect product for any application that integrates highly accurate biometrics and this award confirms our achievement."




Recent Winners

Category: Automotive & Telematics 2017 - Best Technology/Service Offering
Stream: Technology & Innovation
Winner: IBM - Watson IoT for Automotive

IBM - Watson IoT for Automotive

Also highly commended in this space was Daimler - smart ready to drop
Judges' comments: IBM’s substantial investment into Watson is beginning to pay off, with this service providing an array of machine learning powered solutions for players across the automotive landscape. The company’s partnerships, focus on artificial intelligence and comprehensive service offering secure its position as a leader in this space.
Category: Best Emerging & Disruptive 2017 Consumer Product
Stream: Technology & Innovation
Winner: LEGO - Boost

LEGO - Boost

Also highly commended in this space was Merge - Holo Cube
Judges' comments: The Lego boost provides a simple and engaging product to engage children in coding, with clear and tactile results that will help engage a wide audience. The elegance of the idea, combined with the power of the Lego brand, will help the Boost to become one of the first established children’s robotics tools in the market, with a strong potential to be teaching aids as well as toys.
Category: Best Emerging & Disruptive 2017 Consumer Technology/Platform
Stream: Technology & Innovation
Winner: Welltok - CaféWell

Welltok - CaféWell

Also highly commended in this space was Facebook - Messenger Platform
Judges' comments: Welltok has combined machine learning, natural language processing and the ability to combine and contextualise multiple data sources to deliver a highly personalised approach to digital healthcare. The platform represents the next stage in healthcare delivery; moving beyond simple data presentation, it actively attempts to help the end-user achieve his or her goals through various means.
Category: Digital Health 2017 - Best Consumer Product
Stream: Technology & Innovation
Winner: DIABNEXT - Clipsulin

DIABNEXT - Clipsulin

Also highly commended in this space was Healthimation - WhyWAIT
Judges' comments: More convenient diabetes monitoring is one of the biggest challenges in healthcare today. CLIPSULIN’s solution is simple to use and applies AI and machine learning in a novel way to drive real predictive benefits to the end user. That the product is designed to integrate with multiple epipens gives a strong open platform for multiple healthcare providers to use to track and anticipate their insulin usage.
Category: Digital Health 2017 - Best Platform/Technology
Stream: Technology & Innovation
Winner: Practo Health - Practo

Practo Health - Practo

Also highly commended in this space was Reflexion Health - VERA
Judges' comments: Practo’s platform is a strong way to drive healthcare engagement in regions where contact with healthcare providers is difficult to arrange and providers are sparse. The app will help make healthcare accessible and convenient for consumers, as well as providing a platform that other healthcare services can easily engage to reach customers.
Category: Smart Homes 2017 - Best Consumer Product
Stream: Technology & Innovation
Winner: Cujo LLC - Cujo

Cujo LLC - Cujo

Also highly commended in this space was - Security Drone
Judges' comments: Cujo’s solution for consumer cybersecurity in the age of the smart home is something that has been sorely missed in the industry until now. The home is no longer a series of individually protected PCs, but a network of embedded, headless and traditional devices: Cujo’s simplified set-up, flexible business model and machine learning driven threat detection model provides consumers with a unique solution to securing their network.
Category: Smart Homes 2017 - Best Platform/Technology/Service Offering
Stream: Technology & Innovation
Winner: Amazon - Alexa

Amazon - Alexa

Also highly commended in this space was Samsung - SmartThings
Judges' comments: Amazon has, for the second year running, proven that its approach to the smart home is key in driving market traction. With more than 10,000 skills available, Alexa has tapped into developer innovation by means of investment, incentives and, crucially, an open platform. This in turn has led to a wide variety of vendors choosing Alexa over other voice assistant platforms: competitors will undoubtedly struggle to match Alexa’s pace.
Category: Smart Wearables 2017 - Best Platform/Technology
Stream: Technology & Innovation
Winner: Valencell-STMicroeletronics - SensorTile

Valencell-STMicroeletronics - SensorTile

Also highly commended in this space was Lumo - Motion Science Platform
Judges' comments: Wearables sensors are becoming increasingly complex, as the need for more complex measurements to drive stronger insights is required. A key part of this is heart-rate tracking, and the Valencell-STMicroelectronics benchmark reference design will accelerate the development of a new and accurate form of heart-rate tracking, pushing these advanced metrics into devices that go beyond the wrist and into a whole range of devices.
Category: Smart Wearables 2017 - Best Consumer Product
Stream: Technology & Innovation
Winner: Willow - Willow Pump

Willow - Willow Pump

Also highly commended in this space was LVL - LVL Hydration Monitor
Judges' comments: The Willow Wearable Breast Pump brings technology miniaturisation to solving a genuine consumer problem. The device enables unparalleled convenience while using the pump, letting lactating mothers carry on their normal lives uninterrupted.
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