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Our Resource pages provide access to a variety information sources including partner events, the Juniper Future Digital Awards programme and a variety of multimedia. In addition, you can subscribe to our Whitepapers or the Vision newsletter.

Future Digital Awards

FDA-Purple.jpgEvery year Juniper Research identifies organisations that have made outstanding contributions to their industry, and who are positioned to make a significant impact in the future.

Our awards currently cover three key sectors:

  • Commerce & Fintech: Digital Banking, Digital Coupon, Money Transfer & Remittance, Mobile Payments, Ticketing, Fintech  -
    covering both online and mobile platforms.
  • Technology & Innovation: Smart Wearables, Smart Homes, Digital Health, Automotive & Telematics, Emerging & Disruptive Technologies,covering both online and mobile platforms.  
The awards are decided by a panel of expert judges based on a number of criteria, including: Product features and user benefits; Innovation; Commercial partnerships; Commercial launches; Certification and compliance; Potential future business development.


The winners of the Future Digital Awards for Commerce & Fintech 2016 are as follows:

Digital Banking - Best System Solution
  • Winner –  EdgeVerve 
    • Highly Commended –  Bankable

Digital Banking - Best Consumer Offering 
  • Winner –  Fidor
    • Highly Commended – N26

Digital Coupons - Best Platform/Technology 
  • Winner – Giesecke & Devrient Convego
    • Highly Commended – Vodafone

Money Transfer & Remittance - Best Solution, Mobile
  • Winner – Econet Wireless Zimbabwe & Mahindra Comviva   
    • Highly Commended – TransferWise

Mobile Payments -  Best Contactless Technology/Solution
  • Winner – Giesecke & Devrient
    • Highly Commended – Gemalto
Mobile Payments -  Best Consumer Offering
  • Winner – Apple Pay
    • Highly Commended – Android Pay

Ticketing -  Best Ticketing Solution
  • Winner – Bytemark
    • Highly Commended – Gemalto

Ticketing - Best Consumer Offering
  • Winner – Gemalto Celego
    • Highly Commended – Moovel transit’s Rider App

Fintech - Best Fintech Innovation
  • Winner – Chain
    • Highly Commended – Circle

Quotes from the Winners

Chain Wins Inaugural Award for Best Fintech Innovation
"We're very grateful to be recognized for our work on the Chain protocol," said Devon Gundry, Chief Product Officer and Co-Founder, Chain. "Working closely with our industry partners, we set out to invent a new format for financial assets that would dramatically change the pace of innovation in banking, payments, and capital markets. The Chain protocol is the culmination of that collaboration. It is the product of years of research, design, and engineering that we believe will reshape financial services.”

ByteMark Takes Ticketing Solution Prize
“It is a great honour to receive Juniper’s award for Best Ticketing Solution,” said Micah Bergdale, CEO, Bytemark. “Being recognized in the overall Ticketing Solution category exemplifies the growing importance of mobile technology in passengers’ daily lives. This award validates how Bytemark is revolutionizing the transit ticketing experience for both passengers and transit operators.”

Mahindra Comviva Triumphs in Mobile Remittance and Transfer Solution Category
"We are honoured to win this award,” said Srinivas Nidugondi, SVP Mobile Financial Solutions, Mahindra Comviva. “This recognition confirms Mahindra Comviva’s position as the leading innovators in the mobile money space and that Econet Wireless is the right partner for our continued growth in Africa.”

EdgeVerve Awarded Best Digital Banking System Solution
“Digitization of the world is changing the way banking is done,” said Andy Dey, President, Customers & Operations, EdgeVerve. “Banks globally are focused on getting their digital transformation right to sustain and grow their revenues in this dynamic environment. To help banks achieve the digital transformation successfully, we have built the industry’s most comprehensive and advanced digital banking solution suite. Today, Finacle solutions are powering digital transformations for banks in 94 countries. This award further reinforces our leading position in this space.”

The winners of the Future Digital Awards for Technology & Innovation 2016 are as follows:

Smart Wearables – Best Consumer Product
  • Winner – Vuzix AR-3000
    • Highly Commended – Thalmic Labs Myo Armband

Smart Wearables – Best Platform/Technology
  • Winner – NXP idOO born identity
    • Highly Commended – APX Labs Skylight Platform

Smart Homes – Best Consumer Product
  • Winner – DigitalSTROM AG DigitalSTROM
    • Highly Commended – Samsung Family Hub Refrigerator

Smart Homes – Best Platform/Technology/Service Offering
  • Winner – Amazon Alexa
    • Highly Commended – Wink Inc Wink

Digital Health – Best Consumer Product
  • Winner – Neurometrix Quell
    • Highly Commended – Owlet Owlet Baby Monitor
Digital Health – Best Platform/Technology
  • Winner – CirrusMD CirrusMD
    • Highly Commended – iHealth MyVitals

Automotive & Telematics – Best Consumer Product
  • Winner – Tesla Tesla Autopilot
    • Highly Commended – Continental Continental AR HUD

Automotive & Telematics – Best Technology/Service Offering
  • Winner – NVIDIA NVIDIA Drive PX
    • Highly Commended – Michelin Effifuel

Best Emerging & Disruptive Consumer Product
  • Winner – Blue Frog Robotics BUDDY
    • Highly Commended – Energous WattUp Mini Transmitter

Best Emerging & Disruptive Consumer Technology/Platform
  • Winner – Giesecke & Devrient Secure Industrial Visibility
    • Highly Commended – NXP Origintag System

Quotes from the Winners

CirrusMD collects Digital Health Platform/Technology Award
“CirrusMD is honoured to receive the Future Digital Award for Best Digital Health Platform/Technology. We appreciate the recognition by Juniper Research of our efforts to deliver a unique, integrated approach to telemedicine that makes virtual care work for where healthcare is going, particularly for payers and providers transitioning into value-based care models.” -  Andrew Altorfer, Co-founder & CEO, CirrusMD

Blue Frog Robotics takes Best Emerging & Disruptive Consumer Product Prize
It’s exciting for Blue Frog Robotics and BUDDY to receive this honour from Juniper Research, one of the world’s most highly-regarded consulting firms in the information technology space,” said Rodolphe Hasselvander, Blue Frog Robotics co-founder and CEO. “BUDDY is the robot for every one with endless possibilities thanks to his open source platform based on android and powered by Unity3D and we are pleased that Juniper has recognized him with this award.”

Giesecke & Devrient triumphs as Best Emerging & Disruptive Technology/Platform
“The award is an honour and a great signal to our clients that we have the right solution for Industry 4.0 security. The Internet of Things and Industry 4.0 are not just passing trends. Connected industry production has come to stay.” - Axel Deininger, Head of the Enterprise Security OEM division at Giesecke & Devrient 



Recent Winners

Category: Digital Banking 2016- Best System Solution
Stream: Commerce & Money
Winner: EdgeVerve Systems Finacle Omnichannel hub

Also highly commended in this space was Bankable Bankable platform
Judges' comments: “The company has invested significantly in expanding its offerings to include an end-to-end business solution via innovative service offerings and building core intellectual properties. EdgeVerve’s Finacle Omnichannel Banking solution offers comprehensive digital banking capabilities across channels enabling unique personalisation capabilities for customers.”
Category: Digital Banking 2016 - Best Consumer Offering
Stream: Commerce & Money
Winner: Fidor - Fidor

Also highly commended in this space was N26 - N26
Judges' comments: “Fidor is a digital-only bank and since launch has been more ambitious that many of its counterparts. Some challenger banks stop short of being ‘full’ banks by merely offering a place to manage money; they do not offer lending services and so on. Fidor has a full banking licence, so it does compete across a range of financial products. It allies with specialists, rather than creates its own services, so it can offer the top of the range.”
Category: Fintech – Best Fintech Innovation
Stream: Commerce & Money
Winner: Chain - Chain Open Standard

Also highly commended in this space was Circle - Circle Pay App
Judges' comments: “Chain’s research has the potentially to be transformative across an array of applications and verticals, including transactions, identity and asset management, and gifting. As interest in blockchain-based solutions intensifies, the emergence of a protocol that can enable far greater volumes of secure, transparent transactions than extant solutions could be a critical catalyst for deployments across the financial world.”
Category: Mobile Payments 2016 - Best Contactless Technology/Solution
Stream: Commerce & Money
Winner: Giesecke & Devrient Convego

Also highly commended in this space was Gemalto Gemalto DCV
Judges' comments: “A truly innovative mixed loop payment solution combining flexibility for proximity channels with banking grade security, allowing client companies to deliver a best in class contactless experience.”
Category: Mobile Payments 2016 Best Consumer Offering
Stream: Commerce & Money
Winner: Apple - Apple Pay

Also highly commended in this space was Google - Android Wallet
Judges' comments: “Apple Pay has truly been a game changer for the contactless space, offering consumers a seamless, straightforward payment experience allied to clean, user-friendly card registration.”
Category: Money Transfer & Remittance 2016 - Best Solution, Mobile
Stream: Commerce & Money
Winner: Econet Wireless Zimbabwe & Mahindra Comviva EcoCash Diaspora powered by Mahindra Comviva’s mobiquity Money

Also highly commended in this space was TransferWise TransferWise
Judges' comments: “EcoCash Diaspora powered by Mahindra Comviva mobiquity Money is Zimbabwe’s first mobile money based international remittance service. EcoCash Diaspora is platform agnostic and can integrate with any MTO or mobile money service globally (irrespective of the mobile money platform). EcoCash has an expansive remittance partner network, partnering with 12 MTOs and 2 mobile service providers.”
Category: Ticketing 2016 - Best Consumer Offering
Stream: Commerce & Money
Winner: Gemalto - Celego

Also highly commended in this space was moovel transit - Rider App
Judges' comments: “Gemalto Celego contactless wristband is a wearable solution, available in various colours and designs, builds on the successful deployment of contactless transport ticketing solutions in more than one hundred cities around the world. The solution can be personalised with different ticketing contactless applications, and can be combined with other payment and access services.”
Category: Ticketing 2016 - Best Solution
Stream: Commerce & Money
Winner: Bytemark - Bytemark Mobile Apps & Merchant Back Office

Also highly commended in this space was Gemalto - Celego
Judges' comments: “The Bytemark mobile ticketing platform encompasses smartphone apps, point-of-sale plug-ins, open APIs, mobile software development kits (SDKs), and a back office module for user management, fare management, and reporting engine. Bytemark continues to innovate with ticketing technology and is enabling Bluetooth LE technology in smart devices as a method for secure fare validation.”
Category: Automotive & Telematics 2016 - Best Consumer Product
Stream: Technology & Innovation
Winner: Tesla Tesla Autopilot

Also highly commended in this space was Continental Continental AR HUD
Judges' comments: Tesla Autopilot offers one of the world’s first level 3 autonomous driving solutions, leveraging a multitude of sensors. Pushed as an OTA firmware update, its commercialisation has brought the industry one step closer to fully autonomous vehicles.
Category: Automotive & Telematics 2016 - Best Technology/Service Offering
Stream: Technology & Innovation
Winner: NVIDIA - NVIDIA Drive PX

Also highly commended in this space was Michelin - Effifuel
Judges' comments: The NVIDIA Drive PX platform combines cloud-based machine learning with on-board multi-core GPU processing for ADAS applications. Offering a form-factor vastly scaled down from existing implementations, integration into vehicles via 21 OEM partners is likely to increase road safety.
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