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Our Resource pages provide access to a variety information sources including partner events, the Juniper Future Digital Awards programme and a variety of multimedia. In addition, you can subscribe to our Whitepapers or the Juniper Insights newsletter.

Future Digital Awards

Every year Juniper Research identifies organisations that have made outstanding contributions to their industry, and who are positioned to make a significant impact in the future.

Our awards currently cover two key sectors:FDA-Purple.jpg

  • Fintech & Payments: Digital Banking, Digital Coupon, Money Transfer & Remittance, Mobile Payments, Ticketing, Fintech  - covering both online and mobile platforms.
  • Technology & Innovation: Smart Wearables, Smart Homes, Digital Health, Automotive & Telematics, Emerging & Disruptive Technologies covering both online and mobile platforms.  
The awards are decided by a panel of expert judges based on a number of criteria, including: Product features and user benefits; Innovation; Commercial partnerships; Commercial launches; Certification and compliance; Potential future business development.

Fintech & Payments 2018 Winners:


  • Juniper Purple Award for Fintech Excellence
    • Winner - Adyen
The Purple Award is Juniper’s highest accolade and recognises the best of the best in the industry. It is awarded to companies that exhibit exceptional leadership, innovation and market impact.
  • Fintech Mover & Shaker of the Year
    • Winner – Jessi Baker, CEO, Provenance
This award is given to the individual whom Juniper believes has demonstrated the capabilities to become a driving force in his or her sector, initiating change and influencing the direction of events; in essence, a primary decision-maker at the heart of the ecosystem.
  • Socially Responsible Fintech Company of the Year
    • Winner – Stripe
This award is given to the company that Juniper believes has demonstrated the greatest commitment within the fintech sector to operating and trading in an ethical and ecologically responsible manner, including the setting of socially responsible goals and initiatives and offering a workplace and corporate culture that demonstrate commitment to diversity and sustainable change.


  • Blockchain Innovation of the Year (Judges’ Choice)
    • Winner – BTL, Interbit Platform
  • Best Blockchain Platform
    • Winner – IBM, IBM Blockchain Platform
    • Highly Commended – Finacle, Finacle Trade Connect
  • Best Blockchain Deployment in Logistics
    • Winner – Everledger, Everledger Platform
    • Highly Commended – Provenance, Provenance Platform
  • Best Blockchain Deployment in Healthcare
    • Winner – Guardtime, Personal Health Record Platform, myPCR
    • Highly Commended – Pokitdok, Dokchain
  • Best Blockchain Deployment in Land Registry
    • Winner – ChromaWay, Postchain
    • Highly Commended – Propy, Propy
  • Best Blockchain Deployment in Banking & Payments
    • Winner – Finacle, Finacle Payments Connect
    • Highly Commended – IBM, Global Payment Platform


  • Banking Innovation of the Year (Judges’ Choice)
    • Winner – Yobota, Yobota
  • Best Banking Platform
    • Winner – Fidor, Fidor Market
    • Highly Commended – Yobota, Yobota
  • Best Digital Bank Award
    • Winner – Digibank, Digibank
    • Highly Commended – Revolut, Revolut


  • Fraud & Security Innovation of the Year (Judges’ Choice)
    • Winner – Accertify, Dynamic Risk Vectors
  • Best Payment Authentication Platform/Solution
    • Winner – IDEMIA, Cloudcard+
    • Highly Commended – Accertify, Dynamic Risk Vectors
  • Best Cybersecurity Platform
    • Winner – Webroot, Webroot
    • Highly Commended – FireEye, FireEye


  • Retail Innovation of the Year (Judges’ Choice)
    • Winner – Amazon, Amazon Go
  • Best Retail Payment Innovation
    • Winner – Amazon, Amazon Go
    • Highly Commended – Visa, On Card Biometrics
  • Best In-Store Technologies
    • Winner – Amazon, Amazon Go
    • Highly Commended – Kroger, Kroger Edge


  • Fintech Innovation of the Year (Judges’ Choice)
    • Winner – Octo Telematics, Next Generation Platform
  • Best Insurtech Platform
    • Winner – Guidewire, InsuranceNow
    • Highly Commended – Octo Telematics, Next Generation Platform
  • Best RegTech Platform
    • Winner – MetricStream, M7
    • Highly Commended – ComplyAdvantage, ComplyAdvantage
  • Best AI Platform
    • Winner – Onfido, Onfido
    • Highly Commended – Multiply, Multiply
  • Best Chatbots Platform
    • Winner – Dorsum, Botboarding
    • Highly Commended – Clinc, AI Training Platform
  • Best Lending Platform
    • Winner – Kabbage, Kabbage Platform
    • Highly Commended – Kreditech, Monedo Now


  • Payment Innovation of the Year (Judges’ Choice)
    • Winner – Visa, B2B Connect
  • Best Digital Wallet
    • Winner – Nordea, Nordea Wallet
    • Highly Commended – Google, Google Pay
  • Best Mobile Money Offering
    • Winner – Mahindra Comviva and Cassava Smartech, EcoCash (mobiquity Money)
    • Highly Commended – Orange, Orange Money
  • Best Consumer Payment Innovation
    • Winner – Bank of America Merrill Lynch, Global Digital Disbursements
    • Highly Commended – Klarna, Klarna
  • Best B2B Payment Platform
    • Winner – Saxo, Saxo Payments Banking Circle Virtual IBAN
    • Highly Commended – Finacle, Finacle Payments Connect

Quotes from the Winners

Jessi Baker collects Juniper’s first Fintech Mover & Shaker Award
“We live in the age of information, and yet, we as consumers continue to be disconnected from where our products come from and how they are made,” said Jessi Baker, CEO of Provenance. “We believe that in the future transparency will be a fundamental requirement for success; consumers want to support businesses that impact the environment and society positively. This means brands and global businesses will likely fail if their customers cannot easily access product information. This, for us, makes transparency in the supply chain crucial. It's great to be nominated for this award that recognises our work to try and drive that movement.”

IBM triumphs in Best Blockchain Platform category
“IBM has devoted significant expertise to the advancement of enterprise blockchain with the goal of spurring adoption and delivering proven results across the marketplace,” said Marie Wieck, GM, IBM Blockchain. “We're proving in areas as diverse as supply chain, trade finance, transportation, healthcare and government that blockchain can be used as the new operating system of trust as it transforms business processes. This is an important recognition of IBM's accomplishments in creating the first enterprise grade blockchain platform and our ongoing support for an open source, openly governed approach to blockchain through the Hyplerledger Project. As our client's networks continue to grow and scale, we look forward to driving even more advancements in areas such as governance models, flexible architecture and interoperability”

Onfido takes Best AI Platform Prize
“Being recognized as Juniper Research’s Best AI solution is real honour, and testament to the hard work and talent of our tech team”, said CEO and co-founder Husayn Kassai. “Onfido’s vision is an open world where identity is the key to access and we believe AI will be instrumental to that. We’re delighted to have won the Future Digital Awards and look forward to further developing our world-leading technology.”

Kabbage wins Best Lending Platform category
“We’re honoured to be recognized as the Best Lending Platform by Juniper Research,” said Kabbage CEO, Rob Frohwein. “With more than 150,000 customers accessing over $5 billion, we’re proud to help fuel economic growth both at home and abroad as we help global banks provide deserving small businesses financial opportunity through the Kabbage Platform.”

Yobota collects Banking Innovation of the Year Award
"We’re delighted to be recognised by Juniper Research as the Banking Innovation of The Year." said Yobota CEO Ammar Akthar. "This award signifies all the hard work we have put into the Yobota platform to make it go live in under two years. The journey to get to this point has been an eventful one from being a team of less than fifteen people, to now employing over forty – and still growing. As we move forward and continue to innovate, this award recognises our work in revolutionising the banking industry.”

Dorsum claims Best Chatbots Platform category
“It’s an honor that our Botboarding product is recognized by Juniper Research as the Best Chatbot Platform in the field of FinTech,” said Róbert Kő, CEO of Dorsum. “This award confirms that we were right to realize the potential of chatbot usage in the field of financial services. By creating innovative products like Botboarding we can meet the requirements of the rapidly changing wealth management environment and the new type of investors.”

Finacle takes Best Blockchain Deployment in Banking & Payments Award
“This award is a testimony to our pursuit to automate inter-organization payments processes with blockchain. Finacle Payments Connect is a blockchain-based solution that enables real-time payments processing on a permissioned network. It helps banks automate payments business within their corresponding banking relationships to drive operations excellence and superior customer experience. For instance, in an award-winning pilot, two leading banks reduced their international remittance time to 36 seconds by putting their remittance transactions on the Finacle Payment Connect blockchain network. Recognition of our pioneering work towards re-imagining business with blockchain based solutions is deeply encouraging.” - Rajashekara V. Maiya, Vice President, Global Head of Business Consulting & Product Strategy, Infosys Finacle

ChromaWay wins Best Blockchain Deployment in Land Registry prize
"We are enormously excited to receive the Juniper Best Blockchain Deployment in Land Registry Award. ChromaWay has been working for many years in various projects in the field of Land Registry, and our belief is that blockchain technology can bring an effective impact on trust and security in land processes" - Henrik Hjelte, Co-Founder and CEO, ChromaWay

Fidor collects Best Banking Platform Award
"It's an honour to be recognised as 'Best Banking Platform' by Juniper Research. Such acknowledgement of Fidor's commitment to its customers and its continued growth throughout the years means a great deal. Our marketplace originated from a collaborative work with our community members and fintech partners. Our focus at Fidor is to always enable customers - new and existing - to take control of their financial lives in a way that makes sense, whatever that means for them." - Matthias Kroener, founder and CEO, Fidor

Bank of America Merrill Lynch collects Consumer Payment Innovation Award
“We are delighted to receive this industry recognition from Juniper Research for our B2C payments product, Digital Disbursements,” said Dean Henry, Head of Innovation, Global Transaction Services at Bank of America Merrill Lynch. “An increasing number of companies value the convenience and cost effectiveness of sending low value payments digitally. Domestic volumes of our product have increased 115% over the last 12 months and international payments are seeing similar growth trends.”

IDEMIA takes Best Payment Authentication Platform prize
Nathalie Oestmann, SVP Strategic Marketing and Innovation of IDEMIA Financial Institutions BU, stated: “IDEMIA is thrilled and honored to receive this JUNIPER Research Best Payment Authentication Solution Award for its biometrics and mobile-based Strong Customer Authentication solution, Cloudcard+. Our ambition is to enable financial institutions to strike the perfect balance between digital security for banking and an optimal payment services user experience through the mobile channel. Used by millions of end-users, Cloudcard+ has been adopted by major banking groups to comply with PSD2 requirements for Strong Customer Authentication.”

Mahindra Comviva and Cassava Smartech triumph in Best Mobile Money category
“Mahindra Comviva is delighted to be recognized by Juniper Research for our world leading mobile money platform mobiquity Money”, said Srinivas Nidugondi, SVP and Head, Mobile Financial Solutions, Mahindra Comviva. “We believe mobile money solutions that cater to the necessities of the people on the ground have the power to bring financial revolution in emerging markets. EcoCash in Zimbabwe is one such service, which has replaced cash and is helping in alleviating the cash problem and accelerate financial inclusion in the country. The award is powerful endorsement of our efforts in bringing innovative fintech services to the forefront”

“At Cassava Smartech our ambition is to empower lives by offering equitable access to financial services to all the people of Africa,"
said Eddie Chibi, CEO Cassava Smartech. "We focus on serving where the need is greatest and this stems from our deeply held aspiration of doing well by doing good. Through EcoCash we are leveraging mobile technology to extend financial inclusion in Zimbabwe and create a cash-light economy”

Webroot wins Best Cybersecurity Platform Award
“Webroot is honoured to be among the winners of this year’s Juniper Research Future Digital Awards, particularly as this is the first year cybersecurity has been acknowledged.”, said Chad Bacher, SVP of Product Strategy and Technology Alliances, Webroot. “Being recognised as the best Cybersecurity Platform is a testament to the work we’ve been doing over the last 12 months, creating effective, nimble products that combat the constantly evolving threat landscape. Next-generation threat intelligence is crucial to keep businesses and consumers secure. We are proud to have won this award and to help our customers put their cybersecurity defences first.”

Saxo claims Best B2B Payment Platform Award
Despite living in an age of international interconnection and e-commerce, cross border payments remain a stumbling block – stifling business growth,, said Anders la Cour, Co-founder and Chief Executive Officer of Banking Circle. “Payments made through traditional correspondent banking relationships have not changed in decades and do not serve businesses well – it’s too expensive; too slow; and exchange rates are often poor. Banking Circle Virtual IBAN gives FinTechs the unique ability to offer their merchants the facility to pay suppliers and partners directly from a web interface delivered by them, in their name, but without the need for investment in in-house infrastructure. This is done without any loss of time or cash, truly empowering global trade. Winning this award is a great honour, and testament to the dedication and innovative thinking of our entire team.”

Technology & Innovation 2018 Winners:

Smart Wearables – Best Consumer Product
  • Winner – Jacquard Google
  • Highly Commended – Omni Smart Cycling Helmet Corus
Smart Wearables – Best Platform/Technology
  • Winner – Firstbeat Firstbeat Technologies OY
  • Highly Commended – Infini-tex Infini-tex
Smart Homes – Best Consumer Product
  • Winner – Aura Cognitive Systems Corp.
  • Highly Commended – Nokia Sleep Nokia
Smart Homes – Best Platform/Technology/Service Offering
  • Winner – Duplex Google
  • Highly Commended – Z-wave 700-Series Sigma Designs
Digital Health – Best Consumer Product
  • Winner – MyEye 2.0 OrCam
  • Highly Commended – AliveCor AliveCor Inc.
>Digital Health – Best Platform/Technology
  • Winner – BPMpathway 270 Vision
  • Highly Commended – Deep 6 AI Deep 6 AI
Automotive & Telematics – Best Consumer Product
  • Winner – Quanergy LiDAR Quanergy
  • Highly Commended – Audi AI Traffic Jam Pilot Audi
Automotive & Telematics – Best Technology/Service Offering
  • Winner – Argus Cyber Security Suites Argus
  • Highly Commended – DRIVE Xavier Nvidia
Best Emerging & Disruptive Consumer Product
  • Winner – Light L16 Light
  • Highly Commended – Project Trillium arm
Best Emerging & Disruptive Consumer Technology/Platform
  • Winner – Duplex Google
  • Highly Commended – Computer Vision Bot

Quotes from the Winners

Jacquard by Google collects Best Smart Wearables Consumer Product Award
"Our goal with Jacquard is to bring the power of information and control to you in ways that are magically simple, like an easy swipe or tap on your sleeve. We’re excited to have won this Future Digital Award and look forward to the continued expansion of our Jacquard platform." - Ivan Poupyrev, Director of Engineering for Jacquard by Google

Quanergy LiDAR takes Best Automotive & Telematics Consumer Product Prize
“This award from Juniper Research is a testament to the hard work our team has put into developing the world’s most affordable and reliable LiDAR technology,” said Dr. Louay Eldada, CEO and co-founder of Quanergy. “With momentous strides made in the autonomous vehicle space, Quanergy continues to deliver innovative solutions, including our S3 solid state LiDAR sensor, that will enable self-driving cars to reach mainstream consumers and roadways.”

BPMpathway scoops Best Digital Health Platform Award
“Gaining recognition as the ‘Best Digital Health Platform’ from an independent organisation such as Juniper Research means so much to us and helps to justify the investment and trust our business partners have put in us to date.” - Martin Gossling, CEO & Co-founder, 270 Vision

Firstbeat wins Best Smart Wearables Platform/Technology
“It’s an honor for Firstbeat to be recognized by Juniper Research for our work in wearables,” said Firstbeat CEO and co-Founder Joni Kettunen, Ph.D. “Key to our success has been our partnerships with the premier wearable brands who rely our physiological analytics to create excellent products with great user experiences. As a result, millions of people around the world are using Firstbeat analytics every day to make better health, fitness, and wellness decisions. We are happy to accept this award as proof of the importance of our mission.”

Aura wins Best Smart Homes Consumer Product
“Being recognized as the Best Smart Home product truly is an honor and testament to the future we envision for smart households across the world,” said Taj Manku, CEO and co-founder, Cognitive Systems. “With the number of smart home devices expected to grow exponentially in the next few years, we are committed to bringing our proven WiFi Motion™ technology to all devices and are working closely with leading WiFi chipset manufacturers to make this a reality and get one step closer to our vision of “The Cognitive Home.”

Recent Winners

Category: Digital Banking 2017 - Best System Solution
Stream: Fintech & Payments
Winner: Temenos


Also highly commended in this space was EdgeVerve
Judges' comments: Temenos Core Banking solution is modular and enables easy integration with existing systems allowing for progressive upgrades. Temenos continues to innovate by offering a highly competitive and agile retail banking platform solution, innovations which are augmented further by the continued development of its product suite.
Category: Digital Banking 2017 - Best Consumer Offering
Stream: Fintech & Payments
Winner: digiBank


Also highly commended in this space was Monzo
Judges' comments: The first mobile-only bank to launch in India, DBS-owned digiBank delivers cutting edge technological innovations to its customers ranging from biometrics to AI-enabled virtual assistants. The company has acquired 1.5 million new users in India via its e-wallet and digiSavings solution, and is currently expanding across other emerging markets.
Category: Money Transfer & Remittance 2017 - Best Solution
Stream: Fintech & Payments
Winner: HomeSend


Also highly commended in this space was Currencycloud
Judges' comments: HomeSend, a joint-venture by Mastercard, BICS, and eServGlobal, won the award for its industry leading end-to-end digital payments hub, enabling cross-border money transfer between mobile wallets, cards, bank accounts or cash outlets. HomeSend is well positioned to provide commercial advantages to both consumers and service providers, via a cost effective and low-risk approach.
Category: Mobile Payments 2017 - Best Contactless Technology/Solution
Stream: Fintech & Payments
Winner: EdgeVerve (Finacle)

EdgeVerve (Finacle)

Also highly commended in this space was G&D
Judges' comments: EdgeVerve continues to maintain its leading position in technology innovation in Digital Commerce and Fintech. EdgeVerve won this award for its Proximity Pay Edge Solution and Sound-based Contactless Payments technology in partnership with ToneTag. The company has substantial expertise in digital innovation and transformation of service providers in the financial industry. We were really impressed with ToneTag’s technology, which leverages sound wave based technology to enable contactless and cashless payments through any device.
Category: Mobile Payments 2017 - Best Consumer Offering
Stream: Fintech & Payments
Winner: Paytm


Also highly commended in this space was Mahindra Comviva
Judges' comments: India’s mobile payments marketplace is booming in large part because Patym has developed and deployed an easy to use, easy to fund service which encourages and enables mCommerce. It has proved immensely popular – it has now achieved over 180 million registered users – while transaction volumes have soared.
Category: Ticketing 2017 - Best Ticketing Solution
Stream: Fintech & Payments
Winner: Rambus


Also highly commended in this space was Wizway Solutions
Judges' comments: Rambus won the Ticketing award for its complete end-to-end HCE Ticketing solution addressing all commercial needs for transit operators ranging from the back office to the consumer app. Rambus’ solutions including its HCE Ticketing App, a configurable mobile ticketing application, and its HCE Ticket Wallet, an out-of-the-box solution for transit operators, scored highly in terms of product features and innovation.
Category: Fintech 2017 - Best Fintech Innovation
Stream: Fintech & Payments
Winner: Adyen


Also highly commended in this space was Kreditech
Judges' comments: In payments, the ability to enable payments anywhere, anytime is increasingly critical. Adyen’s end-to-end service streamlines the payments process for merchants, obviating any need for third party involvement. Meanwhile, its RevenueAccelerate tool suite has the potential to become a key mechanism in reducing card rejection rates and improving efficiencies. The company has become a major disruptive force in the payments sphere.
Category: AI & Automation in Fintech 2017 - Best Solution/Platform
Stream: Fintech & Payments
Winner: Kasisto


Also highly commended in this space was Zest Finance
Judges' comments: Kasisto won the award for its KAI Banking solution, a self-learning conversational AI platform with a deep inherent financial knowledge. KAI, offered as a customisable and easy to integrate out-of-the-box solution, is set to become one of the greatest game changers in the fintech industry. Kasisto scores highly not just for technology innovation, but also for its future prospects amongst banks.
Category: Blockchain 2017 - Best Solution/Platform
Stream: Fintech & Payments
Winner: IBM


Also highly commended in this space was Microsoft
Judges' comments: When we asked enterprises that were either considering deploying or were in the process of deploying blockchain which company they believed to be the market leader in the blockchain space, one company stood out from the field: IBM. IBM was a highly innovative early mover in the blockchain space, while its product range is extensive and enables deployment across an array of key verticals.
Category: Automotive & Telematics 2017 - Best Consumer Product
Stream: Technology & Innovation
Winner: Tesla - Tesla Autopilot 2

Tesla - Tesla Autopilot 2

Also highly commended in this space was BlackBerry - QNX SDP 7.0
Judges' comments: Tesla’s ‘V2’ of its Autopilot software represents the world’s first commercially-available Level 4 autonomous vehicle solution, and is a significant step up from its previous iteration. Highlighting a requirement for progress on the legislative front, the company’s efforts currently provide the benchmark for others to set a goal towards.
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