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Fintech Futures
OverviewJuniper’s Fintech Futures research provides a detailed overview of how Fintech is disrupting and being integrated into the financial services industry, with technologies such as AI (artificial intelligence) and blockchain leading to new and increasingly efficient solutions.  
The research analyses the different segments of financial services that Fintech is disrupting, with assessment of the opportunities available for vendors and FIs (Financial Institutions) and the strategies being adopted by market incumbents. As well as giving detailed regional analysis of Fintech readiness and regulatory frameworks, the research also includes insightful player analysis, giving an overview of the vendors involved in the Fintech sector. Based on these elements, the research suite identifies recommendations for key stakeholders in the industry to inform strategic planning.
The research includes:
  • Deep Dive Strategy and Competition (PDF)
  • Deep Dive Data and Forecasting (PDF & Excel)
  • Executive Summary & Core Findings (PDF)
  • 12 months access to harvest online data platform

Key Features

  • Analysis of Fintech Segments: Investigates key segments for Fintech, assessing Fintech’s impact and the reaction of the market incumbents in the following areas:
    • Banking, payments and money transfers & remittances;
    • Lending and Financing;
    • Insurance;
    • Wealth Management;
    • Regulatory Compliance.
  • Regional Analysis: Understand the key markets for Fintech, what regulatory frameworks are in play and what efforts have been made to encourage and incentivise Fintech growth. Includes analysis of:
    • Fintech readiness in key markets;
    • Regulatory frameworks in key markets;
    • Suitability and comparison of locations for Fintech start-ups;
    • Key trends and constraints influencing the sector;
    • Strategic recommendations for stakeholders in this space.
  • Benchmark Industry Forecasts for the revenue opportunity for platform providers, broken down by the following segments:
    • Payments & banking;
    • Lending & financing;
    • Insurance;
    • Wealth Management;
    • Regulatory Compliance.
  • Interviews: with leading players across the fintech landscape, including: 
    • BIMA
    • GoCardless
    • Kabbage
    • Lemonade
    • LendUp
    • Moneybox
    • Onfido
    • Square
    • Syndicate Room
    • Tradle
  • Juniper Leaderboard: 13 leading Fintech vendors compared, scored and positioned on the Juniper Leaderboard matrix.

Key Questions

  1. Which segments of Fintech are best positioned to disrupt traditional financial services?
  2. Which regulatory approaches are working best to drive Fintech innovation?
  3. In what ways are Fintech vendors innovating and differentiating themselves from others in the market?
  4. How are incumbents responding to the threat from Fintech disruptors?
  5. What is the revenue opportunity in the Fintech space and what will it be up to 2022?

Companies Referenced

Interviewed: BIMA, GoCardless, Kabbage, Lemonade, LendUp, Moneybox, Onfido, Square, Syndicate Room, Tradle.
Profiled: Bankable, BIMA, ebankIT, GoCardless, Kabbage, Kantox, Lemonade, LendUp, Moneybox, Onfido, Square, Syndicate Room, Tradle.
Case Studied: AQMetrics, Atom, Betterment, Facebook, Snapsheet.
Mentioned: Aberdeen Asset Management, ABN Amro, Abra, Adyen, AER, Aetna, AIA, Airbnb, Alchemedia, Alibaba, Allianz Ventures, Alphabet, Amazon, Ant Financial, Apple, ARCCOS, Arkea Banking Services, ASIC (Australian Securities & Investments Commission), AssetVault, Assure Hedge, Atlanticus, Atos, Auctomatic, Avant, Avox, AXA Strategic Ventures, Axiata, Azimo, Bangladesh Central Bank, Bank of America, Bank of Nova Scotia, Barclays, BBVA, Beekin, Berkshire Hathaway, Billon, BitX, BlackRock, bpifrance, Braintree, Capital One, Cazenove, CFPB (Consumer Financial Protection Bureau), Charles Schwab, China Pacific Insurance, CIRC (China Insurance Regulatory Commission), CircleUp, Citibank, Clarient, Clifford Chance, Coinbase, ComponenteServiex, Couchsurfing, CRBC (China Banking Regulatory Commission), Credit Suisse, CS Corporate Advisors, CSA (Canadian Securities Administrators), Deloitte, Deutsche Bank, Digicel, DigitalGenius, Dwolla, eBay, Elliptic, Ensek, Epiphyte, ESMA (European Security & Markets Authority), Etsy, European Central Bank, Experian, EY, Far Eastern International Bank, FCA (Financial Conduct Authority), Feedzai, Fenergo, Fintech Innovation Lab, Fitbit, FSA (Financial Services Agency of the Japanese Government), Fukoku Mutual Life, Funding Circle, FutureAdvisor, GetYourGuide, GoBank, Goji, Goldbean, Google, Grameen Foundation, GuiaBolso, HSBC, IBM, ICBC, Information Builders, ING, iWay Software, iZettle, John Hancock, JPMorgan Chase, Juggle, Junifer, Kartuku, KashFlow, KPMG, Lablz, LendingClub, Liberty Mutual, Linio, Lloyd’s of London, Lloyds Banking Group, Mapan, MarketInvoice, MAS (Monetary Authority of Singapore), Mastercard, McKinsey & Company, Metro Bank, Metromile, Microinsurance Network, Microsoft, Modalku, Moneyhub Enterprise, Monzo, M‑Systems, Munich Re/HSB Ventures, MyCheck, N26, Neos, Nivaura, Nomanini, NoviCap, Nubank, Nuggets, Nutmeg, NVIDIA, nViso, Oraclize, Oscar, Oval, Parmenion, Paydiant, Payoneer, PayPal, Perpetual Guardian, Personal Capital, PIMEC, Powermat, Prosper, PwC, QuickBooks, Rabobank, Rakuten, Ratesetter, RBI (Reserve Bank of India), Recordsure, Remitly, Revolution Money, Ripple, RiskMS, Royale Oceanic, Saffe, Sage, Salesforce, Samsung, SanDisk, Santander, Scalable Capital, Scotiabank, SETL, Signatur, Simplesurance, Snapchat, Société Générale, SoftBank, Spectrum Value Partners, Spendesk, Standard Chartered, Starling Bank, Stripe, Suade, Swave, SWIFT (Society for Worldwide Interbank Financial Telecommunication), Swift Financial, Sybenetix, Tax&Advise, Tencent, Tesco, Thomson Reuters, Tigo, TIO Networks, Touchtech, Tramonex, TransferWise, Trov, Trulioo, Uber, UBS Securities, Urbien, USAA, Utiligroup, Value Partners, Venmo, Visionary Systems, Vitality, Wag, Walmart, Wealthfront, WeChat, Wells Fargo, Western Union, Wonga, World Bank, Worldpay,, Xero, XL Catlin, Xoom, Yahoo, Zhong An, Zipcar, Zopa, Zynga.

Data & Interactive Forecast

Juniper’s Fintech Futures forecast suite includes:
  • Country level data splits for:
    • Canada
    • China
    • Japan
    • South Korea
    • India
    • UK
    • US
    • France
    • Germany
    • Plus 8 key global regions
  • Revenue opportunity for platform providers, split by Fintech segment:
    • Payments & banking;
    • Lending & financing;
    • Insurance;
    • Wealth Management;
    • Regulatory Compliance.
  • Interactive Scenario tool allowing user the ability to manipulate Juniper’s data for 5 different metrics.
  • Access to the full set of forecast data of 19 tables and 2,304 data points.
Juniper Research’s highly granular interactive excels enable clients to manipulate Juniper’s forecast data and charts to test their own assumptions and compare markets side by side in customised charts and tables. IFxls greatly increase clients’ ability to both understand a particular market and to integrate their own views into the model.  


Fintech Futures: Market Disruption, Leading Innovators & Emerging Opportunities 2017-2022

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Juniper Research has comprehensively assessed the Fintech Futures landscape, with a focus on the segments which will feel the greatest disruption, player analysis and opportunities for key stakeholders.
This report is essential reading for both prospective Fintech vendors looking to enter the segment and existing FIs looking to compete with new Fintech approaches or improve the efficiency of their own offerings.  

The research suite includes:
  1. Executive Summary & Core Findings - High Level analysis of the whole market including, key trends, opportunities, companies & market size (PDF).
  2. Deep Dive Strategy & Competition - Strategic analysis of market dynamics, challenges and trends, together with the Juniper’s Leaderboard as well as Juniper’s Disruptors & Challengers Quadrant for Fintech start-ups (PDF).
  3. Deep Dive Data & Forecasting - Regional and sector prospects analysis together with 5-year forecasts for key metrics, including revenues for platform providers (PDF).
  4. Interactive Forecast Excel - Highly granular dataset comprising more than 2,300 data points, allied to an Interactive Scenario Tool giving user the ability to manipulate Juniper’s data (Interactive XL).
Download a summary of the table of contents and forecasts above, or request a detailed list of every table and chart via

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Included Support options

30 Minutes Analyst time

30 minutes of support time on the telephone with one of our expert analysts.

Analyst support is provided for the following areas:
  • Research related queries
  • Clarifying methodologies, forecast assumptions and forecast outputs
  • Identification of key market trends and opportunities

Support options

Additional 30 Minutes Analyst Time

Purchase extra support time on the telephone for the research purchased with one of our expert analysts.

Research Details

Nick Maynard
Fintech Futures
8 Key Regions - includes North America, Latin America, West Europe, Central & East Europe, Far East & China, Indian Subcontinent, Rest of Asia Pacific and Africa & Middle East
Canada, China, France, Germany, India, Japan, South Korea, UK, USA

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