Fintech Futures

Fintech Futures: Leading Innovators, Segment Analysis & Regional Readiness 2019-2024

Juniper Research’s latest Fintech Futures research provides a detailed overview of how the introduction of technology into financial services is disrupting the delivery of those services, with a particular focus on the response from incumbents. The research analyses the regional outlook for fintech adoption, as well as offering analysis of key fintech areas, such as lending and financing, with an accompanying future outlook.

The report also examines the technologies underpinning future fintech disruption, including AI and Blockchain; assessing their future viability. It includes insightful player analysis, alongside key recommendations for stakeholders in the industry to inform strategic planning.

The analysis covers key fintech segments, including:
  • Payments & Banking
  • Lending & Financing
  • Insurance
  • Regulatory Compliance
  • Wealth Management
This research suite includes:
  • Deep Dive Strategy & Competition (PDF)
  • 5-Year Deep Dive Data & Forecasting (PDF & Excel)
  • Executive Summary & Core Findings (PDF)
  • 12 months' access to harvest online data platform


Key Features

  • Sector Dynamics: fintech drivers, strategic opportunities and recommendations for:
    • Payments & Banking
    • Lending & Financing
    • Insurance
    • Regulatory Compliance
    • Wealth Management
  • Regional Analysis: Detailed analysis of Juniper Research’s 8 key regions; assessing the current fintech landscape, barriers to future development and a future outlook.
  • Interviews: Leading fintech vendors across the value chain interviewed, including:
    • Ayasdi
    • Capnovum
    • Currencycloud
    • LenddoEFL
    • Pineapple
    • Spotcap
    • Syndicate Room
    • Tradle
  • Juniper Research Leaderboard: Key player capability and capacity assessment for 15 emerging fintech vendors.
  • Fintech Disruptors & Challengers Quadrant: Analyses 15 of the emerging and innovative technology companies with the potential to disrupt key financial services markets.
  • Benchmark Industry Forecasts: Market segment forecasts for key fintech verticals, including:
  • Payments & Banking
  • Lending & Financing
  • Insurance
  • Regulatory Compliance
  • Wealth Management

Key Questions

  1. Which segments of fintech are best positioned to disrupt traditional financial services?
  2. Which markets are best poised for future fintech disruption?
  3. In what ways are fintech vendors innovating and differentiating themselves from others in the market?
  4. How are incumbents responding to the threat from fintech disruptors?
  5. What is the revenue opportunity in the fintech space and what will it be up to 2024?

Companies Referenced

Interviewed: Ayasdi, Capnovum, Currencycloud, LenddoEFL, Pineapple, Spotcap, Syndicate Room, Tradle.
Profiled: Ayasdi, Capnovum, Currencycloud, FloodFlash, Jumpstart, Kueski, LenddoEFL, Pineapple, Plum, Privé Technologies, Slice Labs, Spotcap, StoneCo, Syndicate Room, Tradle.
Case Studied: CBW Bank, N26, Nutmeg, Revolut, StoneCo,
Included in Fintech Disruptors & Challengers Quadrant: Ayasdi, Earthport, Fenergo, GoCardless, Lending Club, N26, Nubank, Nutmeg, OnDeck, Revolut, Signzy, Slice Labs, StoneCo, Tradle, Yoco.
Mentioned: 7-Eleven, 8 Securities Group, ABN Amro, Accel Partners, Acko, AIA, Alibaba, Allianz, Alpha Business Bank, Alphabet, Alyne, Amazon, AmWINS Group, Ant Financial, Apiax, Apple, ASIC (Australian Securities & Investments Commission), Avant, Avenir Wealth, Avoca, AXA, Baidu, Bain & Co, Banco Bradesco, Banco de Mexico, Banco Sabadell, Bancorp, Bank of America, Bank of Montreal, Bankia, Bawag, BBVA, Berkshire Hathaway, BillDesk, Billion, Bithumb, BOLT Solutions, Bought by Many, C88, Camilion, Capgemini, China Banking and Insurance Regulatory Commission, China Construction Bank, Cisco, Citibank, Citizens Financial Group, Clifford Chance, CNBV (Comisión Nacional Bancaria y de Valores), Commerzbank, Crepass, Crowdcube, Crunchbase, CSBS (Conference of State Bank Supervisors), CTOS Data Systems Sdn Bhd, Cubo, Currencycloud, Dash, Degenkolb Engineers, Deutsche Bank, Dyson, Engenie, Envel, EQECAT, Equitise, Everest Re, eWally, EY, Facebook, FCA (Financial Conduct Authority), Federal Bank, Federal Deposit Insurance Corp, Federal Reserve Board of Governors, Fidelity International, FinAccel, Fitibit, Flagler, Flipkart, Flybits, Funding Circle, GEM (the Global Earthquake Model), General Atlantic, GoBank, Goldman Sachs, Google, Go-Pay, Green Dot, Hanhua Financial Holding, Hannover-Re Group, HDFC Bank, Hive Up, Holmes Group, HSBC, Iam Money, IBM, ICICI Bank, iFood, IMD, IMF, INEGI, InnoCells, InovaBra, Intermountain, Intessa Sao Paulo, Inviko, Itaú, Japan Post Bank, JFSA (Financial Services Agency of Japan), Joust, JP Morgan Chase, Jumia, Kabbage, KakaoTalk, Kasisto, KoinWorks, Korean Financial Supervisory Institute, Kotak Mahindra Bank, KPS (Korea Pay Services), Kreditech, Kristal Advisors, Legal & General, Lendix, LG, Lidya, Lightpoint Medical, Line, Lloyds Banking Group, Lloyds of London, Lower, Marsh, MAS (Monetary Authority of Singapore), Mastercard, mBank, McDonald’s, McKinsey, Metro Bank, Mizuho Financial Group, Moka, Monese, Moneybeam, Monzo, Moven, Munich Re, NCBiR (the National Center for Research and Development), Nickel, Nomura, Oak North, OCC (Office of the Comptroller of the Currency), One97 Communications, Ooyala, Orange, OVO, PayNow, PayPal, PayPay, PayPoint, Paytm, People’s Bank of China, Perpetual Guardian, Pew Research Center, Pitaia Bank, PNC Financial Services Group, Prudential, Qualcomm, Rabobank, RBS (Royal Bank of Scotland), Rebtel, Redpoint eVentures, Reliance Jio, Reserve Bank of India, RiskBlock, Royal Bank of Canada, Salesforce, Samsung, Santander, Sarwa, Schroders, SEC (Securities and Exchange Commission), Seedrs, Sequoia Capital, SHCP (Secretaría de Hacienda y Crédito Público), Sirius XM Holdings, Slingshot, Snapchat, Sofi, SoftBank Group, Spotcap, Square, Standard Chartered, Starling, Stone & Chalk, TCash, TD Bank Group, Tencent, The Co-operators, Tictail, Toss, TransferWise, Transparency International, Tryg, Twitter, Uber, UBS, US Geological Survey, Venmo, Visa, Volt Bank, Wahana Group, Walmart, WeChat, WeInvest, WeWork, WhatsApp, Windward, Wirecard, World Bank, Y Combinator, Yahoo, Yantra Financial, Zelle.

Data & Interactive Forecast

Juniper Research’s latest Fintech Futures forecast suite includes:
  • Regional splits for 8 key global regions, as well as country level data splits for:
    • Canada
    • China
    • France
    • Germany
    • India
    • Japan
    • UK
    • US
  • Fintech platform forecast, including transaction values and revenues, across the following segments:
    • Payments & Banking
    • Lending & Financing
    • Insurance
    • Regulatory Compliance
    • Wealth Management
  • Access to the full set of forecast data of 19 tables and over 2,300 datapoints.
  • Interactive Excel Scenario tool allowing users the ability to manipulate Juniper Research’s data for 5 different metrics.
Juniper Research’s highly granular interactive Excels enable clients to manipulate Juniper Research’s forecast data and charts to test their own assumptions using the Interactive Scenario Tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase clients’ ability to both understand a particular market and to integrate their own views into the model.

Fintech Futures Full Research Suite


Full Research Suite

Fintech Futures full research suite comprises:

  • Fintech Futures Executive Summary PDF Report
  • Fintech Futures Deep Dive Strategy & Competition PDF Report
  • Fintech Futures Deep Dive Data & Forecasting PDF Report
  • Fintech Futures Interactive Forecast Excel Data
  • 12 months' access to Fintech Futures data updates in harvest - find out more


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Research Details

Juniper Research
Michael Larner
Fintech & Payments
8 Key Regions - includes North America, Latin America, West Europe, Central & East Europe, Far East & China, Indian Subcontinent, Rest of Asia Pacific and Africa & Middle East
Canada, China, France, Germany, India, Japan, UK, USA