Embedded Finance

Embedded Finance: Key Trends, Segment Opportunities & Market Forecasts 2021-2026

Juniper Research’s new Embedded Finance research offers in-depth analysis of this rapidly emerging area, opportunities for vendors and considerations when assessing the market. The report assesses the success of embedded finance to date, as well as providing a future outlook for its disruptive potential.   It also analyses 15 leading embedded finance vendors via a Juniper Research Leaderboard. The research includes segment-specific analysis of challenges and a future outlook for each of the following areas:
  • Embedded Banking
  • Embedded Insurance
  • Embedded Investments
  • Embedded Lending
  • Embedded Payments
The research also provides industry benchmark forecasts for the market; split by each of the segments identified above, as well as by our 8 key regions and 25 countries.
This research suite comprises:
  • Strategy & Forecasts (PDF)
  • 5-year Deep Dive Data & Forecasting (PDF/IFxl)
  • 12 months' access to harvest online data platform

Read more...

Key Features

  • Embedded Finance Sector Dynamics: Analysis of key trends and primary challenges across the emerging embedded finance space; including the following elements:
    • Open banking and what is needed to support embedded finance
    • Key challenges restricting embedded finance growth
    • How Banking-as-a-Service will enable new entrants
  • Embedded Finance Segment Assessment & Future Outlook: Specific assessment of how embedded finance is going to fare across several different verticals, across embedded banking, embedded payments, embedded insurance, embedded investments and embedded lending, as well as a future outlook for the overall market.
  • Juniper Research Embedded Finance Leaderboard: 15 embedded finance vendors positioned on the Juniper Research Leaderboard; accompanied by heatmap-based scoring and individual player analysis. Vendors covered include:
    • Bankable
    • Banxware
    • Bond
    • Cross River
    • Finix
    • Flywire
    • Marqeta
    • MX
    • OpenPayd
    • Plaid
    • Q2
    • Railsbank
    • Synapse
    • Tink
    • UNIPaaS Payments Technologies
  • Benchmark Industry Forecasts: Forecasts sizing markets up to 2026 for embedded finance, split by embedded banking, embedded payments, embedded insurance, embedded investments and embedded lending, as well as by our 8 key regions and the 25 countries listed below:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US

Key Questions

  1. What will the total value of the embedded finance market in 2026 be?
  2. What segments are best suited to embedded finance disruption?
  3. What frameworks and technologies need to be in place to support embedded finance growth?
  4. Where are the biggest opportunities for vendors in the embedded finance market?
  5. Who are the leading vendors for embedded finance?

Companies Referenced

Case Studied: Lyft
 
Included in Juniper Research Leaderboard: Bankable, Banxware, Bond, Cross River, Finix, Flywire, Marqeta, MX, OpenPayd, Plaid, Q2, Railsbank, Synapse, Tink, UNIPaaS Payments Technologies.
 
Mentioned: 500 Startups, 9 Yards Capital, ABN, ABN AMRO Ventures, Acorns, Advent, Adyen, Affirm, Afterpay, Alipay, Amazon, American Express Ventures, Andreessen Horowitz, Aplazame, Apple, Arkea Banking Services, Auka, Bank of America, Barclays, Betterment, BM Technologies, Boleto, Bridge21, British Red Cross, California Pizza Kitchen, Cambr, Canaan Partners, Capital One, CapitalG, CBR (Central Bank of Russia), Charles Schwab, Chime, Chingona Ventures, Citi, Citizens Bank, ClickSWITCH, Clubessential, Coinbase, CoinZoom, Core Innovation Capital, Customers Bank, Dawn Capital, DCU Fintech Innovation Centre, Deutsche Bank, Digital Garage, Discover, Ditto Bank, Donut, Dozens, Dwolla, EBA (European Banking Authority), EllieMae, Eurazeo, Eurobits Technologies, Facebook, Fattmerchant, Fintech Sandbox, FinTecSystems, FiVision, FJ Labs, Force Over MaaS Capital, Formfree, Frollo, FSC (Financial Services Commission), GameStop, Goldman Sachs, Google, Grab, Greycroft, High Tech Grunderfonds, IBM, Index Ventures, Instantor, JCB, Jiffy Lube, JPMorgan Chase, Kabbage, KeyBanc Capital Markets, Klarna, Kleiner Perkins, LEVEL, LEVERIS, Lieferando, Lightspeed, LVL, Lyft, Manhattan West Asset Management, MANTL, MaRS, Mastercard, Mercado Libre, Microsoft, Morning, MyPocketSkill, N26, NASDAQ, National Tire, New Enterprise Associates, Nomad, Novalnet, Novus, Nubank, NYSE, Old National Bank, Paceline, Passport, Payfare, PayPal, Pelion Venture Partners, Pep Boys, PFC - Personal Finance Co, Prelim, PYMNTS, Quadpay, Quo, Rappi, Revolut, Robinhood, Rocketloans, Royale Oceanic, Service Center, Simpl, Spark Capital, Spendesk, Splitit, SS&C, Starling, Stride Bank, Stripe, Swissborg, Temasek Holdings, Tire Kingdom, T-Mobile, TPG, TPY Capital, Transact Payments, Trinity Ventures, Trustly, Uber, UK Department of Justice, UnionPay, Upstart, US Bank, US Bank, Venmo, Visa, VR Ventures, Wealthfront, WeChat, Wells Fargo, WhatsApp, William Blair , Wirecard Card Solutions, Y Combinator, YAPEAL.
 

Data & Interactive Forecast

Juniper Research’s Embedded Finance forecast suite includes:
  • Forecast splits for 8 key regions, as well as 25 country-level data splits for:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US
  • Forecasts include digital banking deposits held via Banking-as-a-Service platforms, embedded payments transaction volume and value, embedded insurance premiums written, embedded investments assets under management and Buy Now Pay Later market value.
  • Interactive Scenario Tool allowing users to manipulate Juniper Research’s data for 8 different metrics.
  • Access to the full set of forecast data of 61 tables and more than 14,700 datapoints.
Juniper Research’s highly granular IFxls (interactive Excels) enable clients to manipulate our forecast data and charts to test their own assumptions, by using the Interactive Scenario Tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase the clients’ ability to both understand a particular market and to integrate their own views into the model.
 

Embedded Finance Reports

Date
Price

Full Research Suite

Embedded Finance full research suite comprises:

  • Embedded Finance PDF report
  • Interactive Forecast IFXL spreadsheet
  • 12 months' access to Embedded Finance data updates in harvest - find out more

 

Click here for more information and purchase options

Jul 2021

$3928

€3320

£2990

PDF & Excel

Embedded Finance full research suite comprises:

  • Embedded Finance PDF report
  • Interactive Forecast IFXL spreadsheet
  • 12 months' access to Embedded Finance data updates in harvest - find out more

 

Click here for more information and purchase options

Jul 2021

$2956

€2498

£2250

Embedded Finance FAQs

What is embedded finance?
How big is the embedded finance market?
What are the embedded finance market trends?

Research Details

Publisher:
Juniper Research
Published:
20/07/2021
Author(s):
Nick Maynard
Category:
Fintech & Payments
Regions:
8 Key Regions - includes North America, Latin America, West Europe, Central & East Europe, Far East & China, Indian Subcontinent, Rest of Asia Pacific and Africa & Middle East
Countries:
Argentina, Australia, Brazil, Canada, China, Colombia, Denmark, France, Germany, India, Italy, Japan, South Korea, Mexico, Netherlands, Norway, Poland, Portugal, Saudi Arabia, Singapore, South Africa, Spain, Sweden, UK, USA