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Insights

Published every fortnight, ‘Juniper Research Insights’ provide impact analysis on breaking and disruptive industry news. This includes notable product launches, industry event takeaways, unpredicted company results or specific services disrupting traditional digital ecosystems.

Insights is complimentary to all clients with a current research subscription. Clients can access all Insights documents once signed into their Juniper Research account.

Fintech Insights - American Express Acquires Kabbage to Broaden Small Business Offering

August 2020

Last week, after rumours of an acquisition had been circulating for some time, card network American Express announced that it was acquiring fintech company Kabbage. Under the terms of the agreement, American Express will acquire Kabbage’s team and its full suite of fintech products, data platform and intellectual property built for small businesses. Kabbage’s products include access to flexible lines of credit, online bill payment, cashflow visualisation tools, e-gift certificates, and the ability to centralise funds through the company’s recently launched business checking account.

Telco Insights - 4 Major 5G Network Vendors Have Completed GSMA’s Network Equipment Security Scheme

August 2020

The GSMA has confirmed that all major equipment vendors, Ericsson, Huawei, Nokia and ZTE, have completed its NESAS (Network Equipment Security Assurance Scheme). The scheme is jointly led by the GSMA and 3GPP, with all vendors welcome to be assessed. These two bodies have collaborated to create these standards.

Telco Insights - T-Mobile Switches on Standalone 5G Network, Expanding US Network Coverage

August 2020

By activating its standalone 5G network, T-Mobile will be able to maximise the use of its 600MHz 5G spectrum, previously tied to the company’s LTE (Long Term Evolution) coverage map.

IOT Insights - IoXt Partners with Major Device Manufacturers for IoT Security

August 2020

This week, the ioXt Alliance, a global IoT security alliance, announced that major technology companies and manufacturers including Google, T-Mobile, Silicon Labs and more, have certified a wide range of devices through the ioXt Alliance Certification Program. Devices certified secure by the ioXt Alliance include smartphones, smart home, lighting controls, IoT Bluetooth, smart retail, portable medical, pet trackers, routers and automotive technology.

Fintech Insights - Facebook Launches Financial Service Unit, Facebook Financial

August 2020

It was reported this week that Facebook had launched a financial product group, with the internal name F2, to promote ‘payments and commerce opportunities’. Facebook Financial will be headed up by Libra co-creator David Marcus. The group will oversee Facebook’s payment projects, including a planned launch of Facebook Pay, which it plans to integrate into all of its apps. Facebook has not yet released a statement on the matter.

IoT Insights - Proposed Google & Samsung Deal Shows Changes Coming to Voice Assistants

July 2020

This week, Bloomberg reported that Google and Samsung are negotiating a major deal to give Google services more prominence on Samsung smartphones, including more control over search on the devices. Interestingly, the report also claims that this would be that Bixby is downplayed in favour of Google Assistant integration in the smartphones, which would be a major change to the voice assistant market.

Fintech Insights - EMQ Funding Shows Momentum Continuing in Cross-border Payments

July 2020

This week, Hong-Kong based EMQ announced that it had raised $20 million in a Series B funding round, to support its cross-border payments efforts. The latest round of funding is led by WI Harper Group, with participation from new and existing investors including Abu Dhabi Capital, AppWorks, DG Ventures, Hard Yaka, Intudo Ventures, January Capital, Quest Venture Partners, SparkLabs Taipei, Vectr Fintech Partners, and VS Partners.

Telco Insights - Orange & Google Cloud Announce Strategic Partnership for Digital Transformation

July 2020

Network operator, Orange, and cloud services provider, Google Cloud, have announced a joint strategic partnership that will accelerate digital transformation within Orange’s mobile network and infrastructure. As part of the partnership, Orange will leverage Google Cloud’s expertise in AI, cloud computing, edge computing and cybersecurity. Orange will contribute its communications services and international mobile networks as part of the partnership. The agreement reiterates Orange’s Engage 2025 plan released at the end of 2019, which highlights Orange’s focus on ensuring it positions itself and its services to meet changing consumer habits in the future.

IoT Insights - Big Tech Companies State Intent to Limit or Halt Facial Recognition Technology Use

July 2020

Amazon, IBM and Microsoft have all made statements stating an intent to halt facial recognition technology use in a variety of situations, thanks to its known capability for reinforcing racial injustice within the US police system and in society more broadly.

Telco Insights - UK Government Bans Huawei from 5G Networks Following Security Concerns

July 2020

Following a technical review by the National Cyber Security Centre, the UK Government has ruled that Huawei must be removed from native 5G networks by 2027.

The UK Government recently announced that mobile providers will be banned from purchasing Huawei 5G equipment after the 31^stDecember 2020 and that Huawei’s 5G equipment must be removed from 5G network infrastructure by 2027. The current government ruling does not prevent Huawei’s involvement in existing 3G or 4G networks.

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