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War of the Wallets

The emergence of several high profile mobile payment services, including Apple Pay, Samsung Pay and Android Pay, has provided the sector with fresh impetus. Although the failure of several MNO (Mobile Network Operator)-led ventures meant that mobile payments plateaued for several years across Europe and North America, the space is now experiencing strong growth.

Furthermore, the accounts (or wallets) used to store consumer credentials are now seeing an integration of offline and online payments, enabling users to access them both for remote purchases and instore.